Underwriter

REF 1670038
15.11.2024 | Fujairah | full time
General
Location: Fujairah
Occupancy: full time
To join : immediately
Description
We are searching for a qualified underwriter to leave no stone unturned throughout our meticulous application process, ensuring that approved loans align with our business goals and that all regulatory requirements are met. The ideal candidate will be highly organized, skilled at creating risk assessment reports, and comfortable working on multiple projects at once. As you grow your book of business with us, you’ll be given opportunities to grow within our company.


Mitigate company lending/insuring risk by carefully analyzing applicants’ information and making strong recommendations based on findings

Work seamlessly with loan processors/insurance agents and other team members to ensure a smooth, speedy application process for potential clients

Determine appropriate loan/premium amounts for each applicant, adhering to company policies and standards

Uncover any undisclosed debt, cash flow issues, or other missing financial information

Understand the rules and regulations that govern lending or insuring in the country of hire

Ensure that all loan/policy applications and files are complete and accurate

Responsibilities
Review approved loans/insurance policies to ensure that all legal regulations, required conditions, and company policies are met

Research all areas of an applicant’s financial background, including employment history, credit reports, and banking and asset information

Analyze financial information and create comprehensive risk assessment reports for each applicant, communicating findings clearly with team members

Advise the company on whether or not to approve an application based on risk assessment

Proofread files before they are submitted for approval, correcting any errors and filling in any incomplete details
Requirements
Strong data analysis capabilities and the ability to clearly communicate findings through reports

Comfortable multitasking and managing multiple projects simultaneously

Ability to conduct thorough and accurate research

Knowledge of applicable lending or insuring regulations relevant to the industry

Strong interpersonal skills, with the ability to provide quality customer service
Provisions
Salary: to be discussed
Employment visa provided
Medical insurance
Accommodation provided
Publisher
recruitment agency
up to 50 employees